Friday, June 24, 2022

Walt Disney World Travel Protection

Disney Vacation Travel Insurance

Walt Disney World Role Spotlight | Security | Daphne

Disney Destinations now offers a solution for guests to protect their vacation packages to Walt Disney World, Disneyland, and Aulani, a Disney Resort and Spa through Aon Affinity. The Travel Protection Plans offer coverage in the case of cancellation or interruption due to injury, illness, job loss, military service, and more.

***Disney Worlds cancellation policy is free cancellation up to 30 days before the original arrival date. From 29 2 days prior to the original arrival date guests can cancel and receive a refund minus their $200 deposit. Travel Protection comes in on the original day of travel and after!

Disney Cruise Line Cancellation Policy

The Disney Cruise Line cancellation policies are a bit more complicated and vary depending on the length of sailing and stateroom category. Heres a quick overview.

Standard Rooms for sailings of 5 nights or less with a 90-day final payment deadline:

  • 89-45 days Loss of deposit
  • 44-30 days- Loss of 50% of your cruise costs
  • 29-15 days Loss of 75% of your cruise costs
  • 14 days or less No refund

Suite/Concierge Rooms for sailings of 5 nights or less with 120-day final payment deadline:

  • 119- 90 days Loss of deposit
  • 89-56 days Loss of 50% of your cruise costs
  • 55-30 days Loss of 75% of your cruise costs
  • 29 days or less No refund

Standard Rooms for sailings of 6 nights or more with a 120-day payment deadline:

  • 119-56 days Loss of deposit
  • 55-30 days Loss of 50% of your cruise costs
  • 29-15 days Loss of 75% of your cruise costs
  • 14 days or less No refund

Suite/Concierge Rooms for sailings of 6 nights or more with 150-day final payment deadline:

  • 149- 90 days Loss of deposit
  • 89- 56 days Loss of 50% of your cruise costs
  • 55-30 days Loss of 75% of your cruise costs
  • 29 days or less No refund

Vacation Protection Plan: Disney Cruise Line offers an affordable Vacation Protection Plan for guests worried about making a last-minute cancellation. Under the plan, you can re-coup up to 75% of the cost of your cruise if you need to cancel. You can find out more about the policy here.

Does Travel Insurance Cover Flights To Disney

Comprehensive plans allow travelers to insure all of the prepaid, non-refundable portions of their entire trip, including their flight.

In the event of flight delays, comprehensive travel insurance plans often include a concierge service to help you arrange a hotel room for your family, so you arent using a jacket as a blanket in Terminal 5. Keep in mind that the travel delay coverage on your plan, unless otherwise stated, is per person. Any delay must exceed the time frame set by the plan to be covered. This time frame is often somewhere in the 3-12 hour range. Also, if you are delayed, remember to save all your receipts for food, lodging, and travel to and from the airport related to the delay. You won’t be reimbursed for an otherwise covered expense if you’re not able to show documentation.

While specific flight insurance plans are often available as an add-on when booking an airline ticket, this “light” coverage may leave you with some coverage gaps due to the relatively lower maximum value and narrower range of covered events.

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When Can I Add Travel Insurance For My Disney Vacation

Travelers must purchase their travel insurance before it is needed, but generally speaking, sooner is better. For the most coverage options, we recommend you start comparing travel insurance plans soon after making at least one payment towards your trip.

If you need coverage for a pre-existing medical condition or are interested in optional Cancel for Any Reason coverage, you should be aware that both of these have time-sensitive eligibility requirements tied to your initial trip payment . In other words, once youve paid for a part of the trip you have a limited amount of time – typically between 10 to 30 days depending on the plan and provider – to buy a plan to access these benefits.

To identify the best travel insurance plan for your Disney trip, you will want to have a good grasp of your total expected trip cost. This will allow you to get the most accurate quote for the right travel insurance plan. However, you can purchase your policy as soon as you’ve made any non-refundable payment related to the trip and then add other costs on as you book them. It’s as easy as calling our Customer Care team and paying any difference in premium.

What If My Visa Gets Rejected And I Already Have Travel Insurance

Getting Breakfast at Disney World Parks Before Opening ...

In this case, you will want to cancel the travel insurance policy itself because you did not take the trip. It should also be possible.

To apply for the cancellation of the policy altogether, you will need to submit the policy, copy of passport, and a cover letter explaining the trip was canceled due to denial of visa.

Ready to start planning your next Disney World vacation? Listen to the latest podcast episode on Apple or on your non-Apple device now!

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Things To Consider When Buying Travel Insurance For Your

Sep 17, 2018 Insurance from Disney Cruise Line is 8% of the cost of your reservation. Walt Disney World insurance is $77.50 per adult, and $5.50 per child 17

Jan 2, 2020 For the Walt Disney World Resort, the cost of the insurance is $77.50 per adult over 18. Minors are covered automatically if adults have

Apr 1, 2021 Does Travel Insurance Cover Disney Park Tickets? If the theme park tickets are prepaid and non-refundable prior to departure, you can include

The Benefits Of Working With A Mickey World Travel Planner

At Mickey World Travel we know planning a vacation to Walt Disney World Resort® could be overwhelming. There is always plenty of Disney magic, but there isnt always plenty of time. Where to stay, what to see, when to eat, where to be? We take all the stress out of planning your dream vacation. Our Travel Planners specialize in Disney vacation packages and will tailor your vacation based on your favorite things to do. Disney isnt just theme parks! Fine dining, shopping, golf, motorsports, boating, and beaches are just the start of your dream vacation. Unsure of where to dine? We will not only recommend the restaurant, but we make your dining reservations too. The best part of what we do, theres no charge for our services. We will be your very own concierge, when planning your trip, and even while you are at the parks. Concerned you wont have control of your reservation? Dont be, you will have the same control you have when you book with Disney. The only difference is the phone number you call to book, plus you will always get the same person on the phone every time you call. We will plan and book as much or as little as you like. You will find every Mickey World Travel Planner is not only a graduate of the Disney College of Knowledge, but a passionate fan of all things Disney. We will plan your vacation as if it was our own.

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All About Disney World Travel Protection Plan

As mentioned before, it is Disneys insurance plan that is exclusively for guests who purchase Walt Disney World vacation packages.

It has many benefits ranging from reimbursements to medical protection. Most importantly, it is affordable.

Much like auto insurance, Disney Travel Protection Plan cost is quoted based on age. It costs around $82.50 per adult and $6.00 per child cost.

The insurance provides the best price-value for those aged 70 or above. If you are an adult traveling with a minor, the minor gets covered under insurance automatically.

Another good thing about this Disney trip insurance is that it is easy to purchase since it pops up as an option when you book a vacation.

A big caution is to wait until youve reach the final payment window before adding the insurance or any type of Disney feature. Just in case the website becomes buggy and messes up your order.

Note that the Disney Travel Insurance Plan will generally not cover extra components like the party tickets.

In short, if you are booking your rooms separately from the tickets, you might have to skip this option. Also, if you are not buying a vacation package, then you are typically not eligible either.

So, lets discover and talk about the next best option third-party insurance.

Key Benefits Of Disney Travel Protection

Positive Change in Magic Kingdom Security (WCWDTA.55)
  • Youre covered from the moment you depart for Walt Disney World until the moment you arrive back home, including airfare.

  • Youre covered if you cancel or interrupt your Walt Disney World vacation, due to illness or injury.

  • Reimburses up to the total trip cost of the prepaid travel arrangements due to illness, injury and non-medical reasons such as job loss, military service and more

  • Provides up to $25,000 of coverage if you get ill or injured on your trip

Read Also: Walt Disney World Resort Hotels List

Once Your Reservations Are Made You Can Relax And We Will Do The Rest


  • Mickeys Not So Scary Halloween Party
  • Mickeys Very Merry Christmas Party
  • Bibbidi Bobbidi Boutique
  • Perfectly Princess Tea Party at Grand Floridian
  • Pirates League
  • Theme Park Tours such as Keys to the Kingdom
  • Cirque du Soleil
  • Tee Times at Disneys Championship Golf Courses
  • Spa Treatments at Disneys Grand Floridian Resort Senses Spa
  • Fireworks Cruises
  • Pirate Cruises with Captain Hook & Mr. Smee
  • Bass Fishing on Seven Seas Lagoon
  • Parasailing

In Disneyland® Park we can also plan these unique experiences:

  • Bibbidi Bobbidi Boutique
  • Spa Treatments at Disneys Grand Californian Resort
  • Priority Seating up to 60 days in advance

When you book your Disney Cruise with us, youll receive and exclusive On Board Credit of up to $1,000 per stateroom. Well even plan your Shore Excursions and on board activities when you sail on the Disney Cruise Line®.

Tips For Purchasing Travel Protection:

  • Wherever you buy your policy, ask for a quote or even a brochure that can be emailed to you. Websites dont always provide full details.

  • Be sure you fully understand the coverage that is being offered to you. Ask questions if you need to.

  • When it comes to insurance, theres a lot of confusing fine print. First, determine what is most important to you when it comes to travel protection. Then ask specific questions around that to make sure you understand how you will be covered.

For over 12 years Darren Wittko has been helping people save money at Walt Disney World as both, a travel writer and a travel advisor with Magical Vacations Travel. Hes featured in the Unofficial Guide to Walt Disney World as a Best of the Best Disney Travel Agent. Darren resides in Celebration, FL.

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What If I Need To Change My Plan

Since your satisfaction is our priority, we are pleased to give you 10 days to review your plan. If, during this 10-day period, you are not completely satisfied for any reason, you may cancel your plan and receive a full refund. Please note that this refund is only available if the trip has not started and if a claim has not been initiated. After this 10-day period, your premium is nonrefundable.*

Please direct all insurance-related questions to Allianz Global Assistance at .

Do You Need Travel Insurance For A Disney World Vacation

Walt Disney World Reservations Update

Its a personal decision as to whether or not you need travel insurance for a Disney World vacation. As with any scheduled event you have invested thousands of dollars into its not a bad idea to look into insurance. For some their vacation is affected due to weather, others it may be a loss of employment, a death in the family, a sudden illness or another major life impacting event. Having to delay or cancel a Disney vacation can be very costly. While I have heard some amazing stories of how Disney has helped families during these times of crisis, these acts of generosity are never guaranteed and the Disney Cast Members can only act within their means.

I know travel insurance for a Disney vacation can seem like just one more expense but before you decided you should read over why you may end up needing insurance and what travel insurance options are available to you when traveling to Disney World.

Note: Disney cancellation fee only applies if you cancel. If you postpone the trip to later dates the money you paid will just be applied to the later dates.

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How To Add Travel Insurance To Your Vacation Package

You can add travel insurance to your vacation package on your own by purchasing it through the Walt Disney Travel Company when booking a trip to Disneyland Resort, Walt Disney World Resort, Aulani, and more. You can also look into other travel insurance options on your own and do your own research to weigh your options.

But the easiest way to add travel insurance to your vacation package is by working with an Authorized Disney Vacation Planner. Academy Travel agents are experts in not only all things Disney, but above all, they know everything there is to know about traveling. If you are currently wanting to plan a trip but you want to make sure you add a travel protection plan , Academy Travel can help you navigate your options and provide you with excellent advice along the way.

Have you ever purchased Disneys Travel Protection Plan? Do you often utilize travel insurance when you travel? Share your advice and experiences in the comments!

Do I Really Need Travel Insurance For Disney World

The Travel Protection Plan costs $77.50 per adult and no additional charge for children when all adults in group add it. Guests can also choose to

Jul 22, 2020 Much like auto insurance, Disney Travel Protection Plan cost is quoted based on age. It costs around $82.50 per adult and $6.00 per child

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Aulani A Disney Resort And Spa

In order to receive a refund, guests must cancel at least 5 days prior to your arrival date. For cancellations 4 days or less , a cancellation fee will be charged equivalent to the first nights room rate plus tax.

Guests should note that if you booked a vacation package with components such as flight or car rental, the required notification period is 30 days or more. A $400 cancellation fee will be incurred if cancellation is under 29 days or less.

To cancel a reservation, call 44-DISNEY, 443-4763 or contact your travel agent. Guests under 18 years of age must have parent or guardian permission to call. If you have other reservations, they will not be cancelled unless you advise us.

Cancellation and refund policies are subject to change.

Disney World Travel Insurance: Is It Worth It

Security Roles | Disney Parks and Resorts

Nothing dampens a Disney trip idea more than having to cancel it because of a last-minute emergency, and whats more, with a penalty! However, Disney World travel insurance can save you the trouble of worrying about such scenarios.

Travel insurance is one of those things you buy but may never use. However, for peace of mind, it is well worth it.

Walt Disney World may be the Most Magical Place on Earth, but even there you can run into problems. The idea isnt to be pessimistic but to think ahead.

Pre-planning for a troublesome situation will not only save you lots of bucks, it also provide an immediate solution.

So, lets talk about Disney World travel insurance in detail.

THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE READ MY DISCLOSURE FOR MORE INFO. Which means if you click on certain links, I may receive a small commission at no additional charge to you.

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Trip Cancellation Insurance For Disney World

You never want something unfortunate to happen before a wonderful trip you have planned, but these sad circumstances do happen. For example, if four days before your trip you have a devastating house fire, this would typically be a covered reason to cancel your trip and file an insurance claim.

Protecting this investment with trip cancellation coverage is the financially smart thing to do, in the heartbreaking event your family couldnt go, says Buggy. If your hotel is pre-paid or if you have made non-refundable deposits such as a character dinner show, your insurance policy can reimburse you 100% for these non-refundable, pre-paid trip costs.

Common reasons that will be covered under standard trip cancellation coverage include death, illness or injury to you or someone in your immediate family, a serious family emergency, severe weather, jury duty and even a car accident on your way to the airport. Make sure to check the reasons listed in the policy youre considering.

Disney World is no stranger to hurricanes. If you cant leave for your trip due to a hurricane, or if your trip is cut short or delayed because of inclement weather, travel insurance can really save the day, says Buggy at Travelex. Keep in mind you need to buy your travel insurance before the hurricane becomes a named storm and often other eligibility requirements may apply.

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Disney Announces Travel Protection Plan Price Increase

by Sarah Phillips·July 26, 2019

The Walt Disney Travel Company has announced a big change this morning! Starting on August 7, 2019, there will be an increase in price for anyone wanting to add on the Travel Protection Plan to their vacation package. Prices for adults are increasing by $5.00. Child and infant prices are increasing by 50¢.

With this new increase, the new pricing going into effect is $82.50 for adults and $6.00 for children under 18 years old. Current pricing for the Travel Protection Plan is $77.50 for adults and $5.50 for children under 18 years old.

Another thing to note is that if a guestsâ vacation travel dates are modified and their package includes non-refundable airfare, or other non-refundable charges have been incurred, they must purchase a new Travel Protection Plan in order to obtain coverage for the revised travel dates. This procedure applies even if the guest states that they will not be filing a claim on the non-refundable charges.

If you add a new guest to an existing reservation you will be charged the newly updated price. Guests already on the existing reservation will be protected at the original price. So if you had plans to add the Travel Protection Plan to your existing reservation then now is the time to do it before the price increase happens.

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