Friday, June 24, 2022

Disney World Travel Protection Plan

What If I Have To Cancel My Disney Vacation

Planning for a Disney Vacation

by Melissa Roden·March 3, 2020

Admittedly this is a question we here at MickeyBlog have been asked a lot this week! Whether it is bad weather or pandemics your Disney vacation may not always go according to plan. For those considering cancelling your visit or who simply want to know what the cancellation policies are before you take the plunge and book, heres a quick guide!

Walt Disney Travel Company To Increase Travel Protection Plan Pricing

By Jackie Gailey – Senior Editor

Travel Protection Plan prices for adults are increasing by $5 and child and infant prices are increasing by 50¢ beginning August 7, 2019.

If travel dates are modified on packages that include non-refundable airfare or other non-refundable charges, guests must purchase a new Travel Protection Plan in order to obtain coverage for the revised travel dates.

If additional guests are added to an existing reservation, they will be charged the new price but those guests on the existing reservation will still pay the original price.

Do I Need The Official Disney Travel Insurance

If youre buying a theme park vacation , your agent might suggest the Disney Travel Protection Plan . Although you dont have to buy it, reviewing its coverage gives you a good idea of what could go wrong when youre on your Disney dream vacation.

The plan includes:

Luggage delay. If your airline loses your luggage and its delayed by more than 12 hours, you can get reimbursed for the purchase of necessary personal items.

Baggage loss. Youll get up to $2,000 for lost, stolen, or damaged bags or personal effects.

Emergency assistance. Youre eligible for 24/7 travel assistance, medical assistance and emergency services.

Emergency evacuation and repatriation. If youre injured, the policy covers emergency medical transportation and other expenses.

Emergency medical protection. The policy provides up to $25,000 of coverage for an illness or injury sustained while traveling.

Trip cancellation and trip interruption. Youll get reimbursed for up to the total of your prepaid travel arrangements if youre injured or ill. It also covers non-medical reasons like a job loss or a change in military orders.

Travel accident. It provides up to $25,000 in the event of accidental death or dismemberment.

Trip delay. The policy reimburses you for expenses related to a delay, up to $600 .

Rental car damage. The policy will reimburse repair costs of up to $25,000 for collision, theft, damage or vandalism to rented vehicles.

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Types Of Disney World Tickets

Disney World park tickets come in basically four varieties. First, there are standard one park per day tickets. These tickets allow you access to any of the four Disney World parks on each day of your visit . You can visit the same park multiple days, if you choose.

Second, there are park hopper tickets. Disney World park hopper tickets allow you access to multiple parks on a single day.

Third, there are Walt Disney World annual passes. Annual passes come in a few varieties, but basically operate as park hopper tickets that are good for an entire year.

Fourth and finally, there are special event tickets. Disney regularly has special events that require a ticket. The include things like parties and After Hours events. During these events, the park is closed to anyone without a ticket to that event, even if they had park admission for the rest of the day.

Cancel For Any Reason Coverage

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A cancel for any reason policy costs more than regular travel insurance . You can cancel the vacation and receive part of your prepaid, nonrefundable trip costs back . Youre not tied to canceling only because of one of the reasons listed in a policy.

Do you need it? Consider that Disney lets you cancel for a full refund up to 30 days before your reservation. If youre within two to 29 days of the trip, theres a $200 cancellation fee but the rest of your package is refunded. If you cancel one day or less before the trip, then youre on the hook for the full price and wont get a refund.

If you have non-refundable plane tickets, check with the airline. Many have extended rebooking policies due to COVID-19, so you may find you have some leeway.

So if your main concern is only the one-day window before the trip, buying coverage may be a bad bet, unless you have other high-price non-refundable elements of your vacation.

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How To Add Travel Insurance To Your Vacation Package

You can add travel insurance to your vacation package on your own by purchasing it through the Walt Disney Travel Company when booking a trip to Disneyland Resort, Walt Disney World Resort, Aulani, and more. You can also look into other travel insurance options on your own and do your own research to weigh your options.

But the easiest way to add travel insurance to your vacation package is by working with an Authorized Disney Vacation Planner. Academy Travel agents are experts in not only all things Disney, but above all, they know everything there is to know about traveling. If you are currently wanting to plan a trip but you want to make sure you add a travel protection plan , Academy Travel can help you navigate your options and provide you with excellent advice along the way.

Have you ever purchased Disneys Travel Protection Plan? Do you often utilize travel insurance when you travel? Share your advice and experiences in the comments!

Should You Buy Disney Insurance

You might be wondering: Why not just buy the standard insurance package offered by Disney?

Moncrief with Squaremouth recommends that you compare the insurance offerings available directly from Disney with third-party options. Disneys Travel Protection Plan provides a wide array of coverage for common travel problems, but you can find more robust coverage limits through travel insurance plans from third parties.

For example, Disney Worlds Travel Protection Plan provides up to $25,000 in medical coverage. That may be sufficient for you. But you can buy third-party plans with different levels of medical coverage, often up to $500,000 per person.

If you have particular cancellation concerns, make sure to compare policies, especially if you want upgrades such as cancel for any reason coverage. The Disney Travel Protection Plan does not provide a cancel for any reason option.

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Do You Need Travel Insurance For A Disney World Vacation

Its a personal decision as to whether or not you need travel insurance for a Disney World vacation. As with any scheduled event you have invested thousands of dollars into its not a bad idea to look into insurance. For some their vacation is affected due to weather, others it may be a loss of employment, a death in the family, a sudden illness or another major life impacting event. Having to delay or cancel a Disney vacation can be very costly. While I have heard some amazing stories of how Disney has helped families during these times of crisis, these acts of generosity are never guaranteed and the Disney Cast Members can only act within their means.

I know travel insurance for a Disney vacation can seem like just one more expense but before you decided you should read over why you may end up needing insurance and what travel insurance options are available to you when traveling to Disney World.

Note: Disney cancellation fee only applies if you cancel. If you postpone the trip to later dates the money you paid will just be applied to the later dates.

What Should I Bring On A Disney Cruise

What Are The Current Cancellation Policies for Disney Cruise Line?

Family memories are often best captured by your handheld camera. You never know who you may bump into while walking around the ship. Along with the beautiful ships, the incredible scenery, there are some real characters walking around you may want to snap a quick photo with. Photopass services are often available during large meet and greet events, and the photos can be purchased during or after the cruise. For a fun interactive way to capture these photos, consider pacing a polaroid camera – you can quickly take a photo, print it, and have it autographed right on the spot.

For the young, and young-at-heart, who particularly enjoy character interactions, an autograph book with a pen is another recommended item. If you forget to pack one, they can usually be easily purchased on the ship.

Other items to consider include important travel documents, sunscreen, bug spray, aloe, dollar bills for the marketplaces in port and for help with your luggage at the airport, an empty carry-on for souvenirs, towel clips for your chair at the pool so your towel doesnt fly away with the wind while at sea, formal wear if your cruise has a formal night, an underwater camera and of course a couple of bandanas for pirate night.

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Travel Insurance For Families

If you are traveling with children, Buggy recommends that you look for a travel insurance plan that accommodates families. For example, Travelexs Travel Select plan provides coverage for children under age 17 at no additional cost when theyre accompanied by an adult whos listed on the policy.

The number of children is unlimited. making it perfect for a family of any size, says Buggy. You can even add on the car rental collision upgrade if youre planning to rent a car on your adventure in Florida.

Sick Or Injured On Your Trip

This has happened on a trip I took with my mother. During the vacation, she got sick with the flu and we needed to return home early. Unfortunately we didnt have travel insurance and had to eat up the costs of the unused ticket days and extra fees to change our flight.

With travel medical coverage, you wont be paying a huge medical bill. Youll also have assistance services to locate a suitable medical facility and arrange transportation.

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Discount Disney World Tickets

Unless youre booking a full vacation package in order to access Free Dining or another package-only discount, youre probably going to want to purchase discount Disney World tickets.

As we discuss in greater detail in our post on discount Disney World tickets , we recommend purchasing through Undercover Tourist or Get Away Today. Youll want to look into other discount options, if you have access to them, as well.

Wherever you buy your discount tickets, youll be able to link them to your My Disney Experience account . This is a must-do for a few reasons, but basically any technical troubles you run into are going to be much easier to resolve if you have an MDE account.

If You Want To Spend A Bit More

Travel Protection Plan Price Increase Goes Into Effect ...

The sky is the limit for how much you can spend at Walt Disney World. But if you want to spend a bit more, we say do it with a budget mindset.

You can sometimes save 50% on Disneys deluxe hotels easily by renting DVC points, for example. If youre buying 10-day tickets, youll still save buying discount tickets! If you want to fly first class, consider using points.

If you really have infinite money available for your trip, you skipped over this section. Since you have some finite amount, make sure youre getting the most you can out of it! Read the rest of this guide with a budget mindset, and apply those tips to your deluxe vacation.

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Do I Really Need Travel Insurance For Disney World

The Travel Protection Plan costs $77.50 per adult and no additional charge for children when all adults in group add it. Guests can also choose to

Jul 22, 2020 Much like auto insurance, Disney Travel Protection Plan cost is quoted based on age. It costs around $82.50 per adult and $6.00 per child

How Does Disney Treat Their Employees

But theres a dark reality to how some visitors behave and treat Disney World employees, according to law-enforcement reports. Disney World employees are easy targets. Tourists scream at them, sexually harass them and in the most serious cases, physically attack them, according to law enforcement reports.

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Consider Travel Insurance For Your Disney World Vacation

If youve done your Disney World homework in advance and thoroughly planned out your trip, youve set the stage to have an amazing vacation. Unfortunately, theres no way to guarantee things wont go wrong.

The next best thing to that is travel insurance, a smart move to keep you covered on your trip. Components include:

  • Coverage for trip cancellation, trip interruption, and delays
  • Coverage for lost, damaged, or stolen luggage
  • Emergency medical and medical evacuation insurance
  • Emergency travel assistance

Yes, the chances are good youll have an amazing time at Disney World. But travel insurance can help you stay extra-protected.

Disneys Travel Protection Plan Vs Travel Insured

Disney World Vacation Planning | Research & Vacation Packages

Note: Some of the links below contain an affiliate link, meaning we receive a commission if you decide to make a purchase through it. We would not share this link unless it was a product we used and loved ourselves. If you prefer, however, you can review the information and purchase outside of the link by searching for the company name in your favorite web browser.

Weve talked before about some of the things you should consider before purchasing travel insurance.

And, our first suggestion is always to ask yourself: What is my reason for buying insurance?

Are you worried about your trip being interrupted?

Are you concerned about hurricanes or having your bags lost or maybe you want to be prepared with emergency medical protection?

Figure out what your main concerns are, and then youll want to zero in on a policy that covers your main worries for a price that fits your budget.

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Walt Disney World Travel Protection

Almost every family that we plan for asks if they NEED travel insurance Oh we wish we had a crystal ball to tell each and every one of you if you are going to need travel insurance. Walt Disney Travel Company offers travel protection on all of their vacation packages, whether it be Disney World, Disney Cruise Line or other Disney destinations and the coverage is great! Like we have said many times over, Disney does it right. No one plans a magical vacation hoping to need to use their travel protection, but if you do need it, wouldnt you rather it be there? For a small fee per traveler, you can truly enjoy the magic of it all, knowing that you are covered if something were to happen. We say, if you are questioning purchasing travel protection, it is probably a good idea! Below, are the top reasons to say yes to travel insurance

  • Trip Cancellation

Things To Consider When Buying Travel Insurance For Your

Sep 17, 2018 Insurance from Disney Cruise Line is 8% of the cost of your reservation. Walt Disney World insurance is $77.50 per adult, and $5.50 per child 17

Jan 2, 2020 For the Walt Disney World Resort, the cost of the insurance is $77.50 per adult over 18. Minors are covered automatically if adults have

Apr 1, 2021 Does Travel Insurance Cover Disney Park Tickets? If the theme park tickets are prepaid and non-refundable prior to departure, you can include

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Protect Your Family With Travel Insurance

Kids 17 and under are FREE under a grown-ups plan!

Undercover Tourist wants to ensure that you can enjoy your next vacation to the fullest which is why we back our great deals with Allianz Travel Insurance.

Go with more peace of mind so you can focus on making memories and experiencing the excitement and magic with your loved ones. Travel can be a rollercoaster with unpredictable twists and turns. Buckle in for the ride with benefits that can give you true relaxation before your trip, at the airport, around the park, and anytime you need award-winning assistance.

Travel Insurance For Disney

BREAKING NEWS! Early 2022 Walt Disney World Packages Now ...

Ask our agents about purchasing travel insurance to protect your next vacation Add the Disney travel insurance package to protect your tickets and passes.

Jan 18, 2021 Trip Cancellation Trip Interruption Trip Delay Emergency Medical and Evacuation Expenses. Here is a link for full benefit coverage

The Adventures by Disney Vacation Protection Plan provides Travel Insurance, your vacation is covered from the moment you purchase your Adventures by

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Whats Included In Disneys Travel Protection Plan

A recent Forbes article provided a breakdown of everything that is included in the official Disney travel insurance.

Luggage delay. If your airline loses your luggage and itâs delayed by more than 12 hours, you can get reimbursed for the purchase of necessary personal items.

Baggage loss. Youâll get up to $2,000 for lost, stolen, or damaged bags or personal effects.

Emergency assistance. Youâre eligible for 24/7 travel assistance, medical assistance and emergency services.

Emergency evacuation and repatriation. If youâre injured, the policy covers emergency medical transportation and other expenses.

Emergency medical protection. The policy provides up to $25,000 of coverage for an illness or injury sustained while traveling.

Trip cancellation and trip interruption. Youâll get reimbursed for up to the total of your prepaid travel arrangements if youâre injured or ill. It also covers nonmedical reasons like a job loss or a change in military orders.

Travel accident. It provides up to $25,000 in the event of accidental death or dismemberment.

Trip delay. The policy reimburses you for expenses related to a delay, up to $600 .

Rental car damage. The policy will reimburse repair costs of up to $25,000 for collision, theft, damage or vandalism to rented vehicles.

When it comes to adding travel insurance, we recommend weighing your options.

According to Business Insider, here are the best travel insurance policies for 2020:

  • Best annual travel insurance:

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